MoneyThumb alternative for bank CSV and Excel files
If your bank gives you a CSV or spreadsheet, you don't need a per-statement converter. Bankfold turns it into QBO, QFX, OFX or QIF in your browser, free up to 150 transactions per file.
MoneyThumb is best known for converting PDF bank statements into QuickBooks files, sold as desktop licenses and as MoneyThumb Online subscriptions. Bankfold focuses on the files banks already export — CSV, TXT and Excel — and converts them without uploading anything.
Bankfold vs MoneyThumb Online for QuickBooks
| Bankfold | MoneyThumb Online for QuickBooks | |
|---|---|---|
| Price | Free up to 150 transactions per file. Pro: $5 for 7 days, $9/month or $59/year — unlimited files. | As low as $24.95 for 5 statement conversions per month; each account on each monthly statement counts as one conversion. |
| Input | CSV, TXT, XLSX, XLS, ODS | PDF bank and card statements (incl. scanned) and other formats |
| Privacy | Processed in your browser; never uploaded | Online service (files are processed by MoneyThumb) |
| Output | QBO, QFX, OFX, QIF, QuickBooks Online CSV, Xero CSV, Excel | QBO, OFX, QFX, QIF, CSV |
Honest take: if you only have scanned PDF statements, MoneyThumb's OCR is built for that and Bankfold can't help. If you have text-based PDFs, our sister tool TidyLedger converts them in the browser too. If you have CSV or Excel exports, Bankfold is the cheapest way to get a clean, duplicate-safe QBO.
Competitor details checked on 2026-10-27 from their public pages: MoneyThumb Online for QuickBooks. Prices change — check their site for the current offer. Product names are trademarks of their owners; we are not affiliated with them.
FAQ
Can Bankfold read PDF statements?
No. Bankfold converts CSV and spreadsheet exports. For text-based PDF statements use TidyLedger, our sister tool that also runs entirely in your browser.
Is it really private?
Yes. Your file is read and converted by JavaScript running in your browser tab. Its contents are never sent over the network. You can verify this in your browser's developer tools (Network tab), or disconnect from the internet after the page has loaded — conversion still works.
Which banks are supported?
Any bank or card that exports CSV, TXT or Excel — Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, RBC, TD, Barclays, HSBC, Monzo, Revolut, CommBank, Sparkasse and thousands more. Bankfold detects the columns automatically, and you can change any column with a dropdown; your choice is remembered for that layout.
Can it convert PDF statements?
Not directly — Bankfold converts CSV and spreadsheet exports. For PDF statements, use our sister tool TidyLedger, which also runs entirely in your browser.
Will QuickBooks import duplicates if I convert overlapping statements?
No, as long as the transactions are the same. Every transaction gets an ID based on its date, amount and description, so QuickBooks and Quicken recognize ones they've already imported.
Which file should I download?
QuickBooks Desktop or Online: QBO. Quicken: QFX. Xero, Sage, Wave, FreeAgent, GnuCash and most other apps: OFX. Older software: QIF. QuickBooks Online also accepts our 3- or 4-column CSV.
What's free?
Every format, one file at a time, up to 150 transactions per conversion. No account needed. Pro removes the limit and lets you merge several statements into one import with duplicates removed.